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<h1>Debt Consolidation Insight</h1>
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<h2>Learn How To Save 90% or More, With Proper Credit Card Debt Consolidation </h2>
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<p> On average, over 50 credit card applications arrive in each household's mailbox every year. Did you know that the average American household has twelve credit cards and over $10,000 of credit card debt?* With these amazing statistics, it is easy to see the possible benefits of credit card debt consolidation or a debt consolidation credit card. </p>
<p> <span class="emphasis">Why credit card debt consolidation?</span> Credit card debt consolidation <span class="emphasis">can</span> offer many immediate and long term benefits:</p>
<ul>
<li><span class="emphasis">Allows you flexibility and preparation.</span> Like most credit marketing models, credit card debt consolidation packages will often include an interest free or low interest rate period. When used properly, these special introductory rates can provide the needed flexibility and preparation time to re-evaluate and re-pay your credit card debt. </li>
<li> <span class="emphasis">Simplify your current debt.</span> Convert single or multiple credit card debts into one-lower-interest-rate loan. This allows you to avoid the hassle and stress of dealing with multiple deadlines and creditors. Credit card debt consolidation loans can help make bill paying <img src="Debt%20Consolidation/Pictures/1701l0009.jpg" alt="Credit Card Debt Consolidation can bring immediate money and happiness" width="193" height="291" class="right" />and book keeping take less time and energy. </li>
<li> <span class="emphasis">Free up needed cash.</span> When life requires more immediate cash, consolidating credit card debt into a single monthly payment through debt consolidation loans allows flexibility in repayment and can free up more immediate cash stores where you need it. </li>
<li> <span class="emphasis">Reduce worry and enrich your life</span>. A reduced monthly payment or accelerated pay-off schedule through mortgage refinancing can mean less stress from debt and a better chance to investment in your families and other meaning pursuits. </li>
</ul>
<p>Credit card debt consolidation packages are not all built the same. Depending on your amount of debt and other financial circumstances, you will need to shop around for the creditor and package that works best for you. Check out these <f href="10tips.php">10 Smart Tips </a>for smart credit card debt consolidation.
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<div class="alt"> <span class="emphasis">Also Found on This Site...</span>
<ul>
<li><f href="10tips.php">Ten Smart Tips</a>: Get the most out of debt consolidation.</li>
<li><f href="refinancing.php">Refinancing</a>: What it means to refinance your home.</li>
<li><f href="index.php">Debt Consolidation</a>: The do's and don'ts of debt management. </li>
<li><f href="equity.php">Home Equity Loans</a>: Learn how optimize the benefits.</li>
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<p class="style5">*Consumer Federation of America,5/28/04, http://www.geocities.co.jp/thanatos18388</p>
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